What We Do | RIA Choice

Control Your Future with the Right Partner

Is your broker-dealer more focused on their bottom line? Maybe it's time to consider an independent RIA and prioritize success and satisfaction. Partners with innovative models streamline operations, boost your profitability, and help mitigate conflicts of interest/ excessive client fees —key concerns for regulators.

Keep Your Commission Business—Without Compromise

Want to maintain commission business while benefiting from a true RIA model? Many turnkey RIA partners accommodate direct broker-dealer relationships, ensuring seamless service for your commission accounts- lowering your costs, increases revenue, reduces compliance risk, and you maintain the full client relationship!

Grow Your Practice on Your Terms—Without the Stress

Whether you’re looking for introductions to top firms or want to launch your own RIA for maximum flexibility, we’re here for you. Our independent RIA partners provide the technology, compliance, and consulting support you need to run a successful, future-proof firm—with less administrative hassle.

We find best paths together.

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OUR PROCESS

Discovery Meeting: What's working? What's not? Deeper dives often lead to better client and team outcomes. Learn how successful practices structure their focus.

Present Options: Leverage innovative partner models and service providers who align well with your practice . Find your best fit business model, reflect on your position today, and where you see yourself in 10 years.

Evaluation Period: Evaluate compelling options. Review qualified partners, choose introductions, engage like-minded partners.

Forge Connections: Meet with vetted partners, and remain as active in the process as you like. We stay in contact with you from initial consultation through transition and beyond.

RIA Choice- Your practice deserves a better fit

Many BDs have a culture of fee and expense disclosure, instead of focusing on the best interest of clients and advisors.

Fees to access turnkey asset management platforms and institutional custodians are highly profitable for BDs- and involve minimal or limited maintenance activity after account set-up. Advisor and client fees significantly contribute to forgivable loans, especially fees from advisory and cash accounts, and regulators have taken notice. However, with the right partner you can enjoy a broader and better cost environment. Many BDs (especially smaller and niche-focused ones) offer very competitive pricing, more flexibility, greater independence, and better service overall.

Independent RIAs that provide essential structure and functionality to run your independent practice. For a reasonable all-in fee they provide essentials such as compliance, supervision, technology, operational support, and more. Many have niche focuses that align perfectly with your business model.

If you don’t want to run a business on top of a business (managing your own RIA is a lot of work, effort, and responsibility) this is one of the most compelling options.

Partnering with the right Turnkey RIA frees you to spend more time with clients, less time in the office, while saving clients from excessive and needless fees. Net more revenue and enjoy a higher level of independence, flexibility, and service.

Tuck-In RIA

Affiliate with an RIA firm or BD-RIA to do the heavy lifting. Common scenarios include W-2 employee or captive advisors breaking away from wire houses and banks. Amenities include office space, equipment, staff, technology, practice management, and large upfront forgivable notes.

Payouts are significantly lower to cover these costs, 40% range is common. You may be required to promote your affiliates' brand and be asked to sell all, or a majority ownership of your practice, by contract.

However, selling more than 50% equity ownership of your book gives the buyer control over your business, and these partner contracts are often 10 years. However, you will receive capital to spend as you wish.

If this is your best fit, and you're captive status, play it safe and hire a securities attorney to review contracts, so you know exactly what you're signing. This small investment will cover your bigger investment, your practice. As the saying goes, better to spend $5,000 now than $50,000 later.

A hybrid RIA is an independent RIA firm where advisors run their commission business through an approved external BD relationship.

Maintaining a BD relationship allows comprehensive investment solutions that promote client retention and attract new ones. Many external BDs offer 100% payout on your RIA business if you generate sufficient transactional revenue.

Maximize your client investment choices with more solutions available than ever as RIAs now offer alternative investments, variable, and fixed insurance on a fee basis.

For the most independent advisor, who will need to register their firm at the state or federal level. If you're fiercely independent and have the assets and staff to make it work, this could be a good option for you. You receive 100% payout and are responsible for everything: compliance, technology, administrative support, etc.

We provide compliance and practice support relationships to do the heavy lifting for you, making this option more attractive. This includes registration, agreements, advertising, websites, written policies and more- almost everything except placing trades.

Net revenue from a turnkey RIA versus the costs of running your own RIA is often a financial break-even for advisors in the $500K revenue range. This let's you shed significant responsibility, time, and liability, and focus more on your business.

Thrive in '25.
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